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>Business Credit Cards - Bookkeeping Made Easy
Posted by nick_niesen on October 29th Cheap Mateen Cleaves Jersey , 2010


A small business credit card has a number of advantages. In addition to being able to help with start up costs and providing special rewards that are meaningful to business owners, business credit cards can make bookkeeping much easier. In fact, using a business credit card can take nearly all of the headaches of keeping track of expenses out of your hands, giving you time to focus on company growth.


Business Expenses


To help keep bookkeeping a snap, you can place all of your business expenditures on your business credit card. By having a separate personal credit card and business credit card, you don't have to worry about sorting through your credit card statement to determine which were for your business and which purchases were for personal reasons. In addition Cheap Isiah Thomas Jersey , this helps keep the liability for repayment on your business rather than on you personally, which is particularly important if you form any type of business configuration other than a sole proprietorship. In the eyes of the law, other business formations, such as LLCs, are their own entity. Therefore, you are not held personally responsible for the business expenditures because the company is responsible.


Itemized Statements


Generally Cheap Dennis Rodman Jersey , business credit cards also provide the cardholder with itemized statements. These may be monthly, quarterly, or annually, depending on the card. Therefore, when you compare business credit cards, you should inquire about how often these statements are issued and choose the one that best suits your business needs. This feature is quite helpful because it frees you from having to keep track of all of your receipts. Instead of sorting through numerous receipts at tax time Cheap Terry Mills Jersey , you can simply use your itemized statement or take the statement to your accountant. To help make things easier, some of these itemized statements will even categorize your purchases into different areas needed for filing taxes, such as Office Supplies, Entertainment, and Postage.


Earning Rewards


In addition to assisting you with bookkeeping, business credit cards can also help you save money. Many offer travel rewards Cheap Joe Dumars Jersey , special business related discounts, or cash back rewards. When you compare business credit cards, be sure to look at the various incentives they offer in order to find the one that best suits your business. If you purchase a great deal of office equipment, for example, you will want a card that provides points or cash for making such purchases.


If your business requires you to travel frequently, you might want to get a business credit card that provides airline mile rewards. These cards typically offer other benefits that are attractive to the traveling businessperson Cheap Ben Wallace Jersey , such as baggage protection, travel insurance, rental car insurance, and discounts at hotels. Again, these cards take away some of your bookkeeping hassles because you don't have to worry about acquiring these forms of extra protection on your own. Simply use your business credit card and you are covered.


Carrying a Balance


If you anticipate carrying a balance on your credit card from one billing cycle to the next, you should definitely look into acquiring a business credit card with a low APR. Some offer special introductory rates that can last for up to a year depending on the credit card and your credit history. Take full advantage of these cards to get your business up and running and work toward being capable of paying the balance off at the end of each billing cycle. For some businesses Cheap Chauncey Billups Jersey , however, carrying a balance is inevitable. Sometimes, paying the balance depends on customer invoicing and customers may not always be reliable about paying their invoices on time. Or, your business may have slow periods where more cash is going out than coming in. In these cases, it is best to acquire a card with a low APR, but that still provides you with all of the desirable bookkeeping features.


Should I Paint My Spray Texture Ceiling With A Sprayer Or A Roller? Home Repair Articles | May 4 Cheap Tracy McGrady Jersey , 2009
Spray painting or roller painting? This is a common question asked by many homeowners when faced with the task of painting their ceilings -- especially a spray texture ceiling or popcorn ceiling. While no method is perfect, both methods have their own pros and cons. Read on to know which painting method could be most ideal for your ceiling and your budget.




How to paint spray texture ceilings have long been the subject of debate among painters and handymen. The alternatives could either be using spray or a roller. Which is the better option? Easier? Less expensive?

Let's evaluate both options and see which comes out more suited to your needs and budget.

Spray Painting

The more popular opinion among paint contractors is that using a sprayer is the better route when painting a spray texture ceiling. And really, for the experienced spray painter, it is the easier method. You don't even have to touch the ceiling and still get even coverage. Even if you have some "looseness" in the texture, simply using an oil-based paint can do the trick for a flawless finish.

Spray painting also takes much less time than rolling, so the painters can be in and out of your house in no time. If you hire a contractor who already has a spray unit available and you don't need to buy or rent Cheap Allen Iverson Jersey , spray painting definitely is the cheaper option because you won't need to spend as much on labor.

On the other hand, using spraying obviously requires the use of a spray unit. If you are not skilled in using one, you really need to test it to get an idea of how the spray gun works, and the area it covers with a single pull of the trigger. If you won't be doing the work yourself though, and plan to hire p. Cheap Jerseys Cheap Jerseys China Cheap Jerseys China Cheap Jerseys Shop Cheap NFL Jerseys China Cheap Jerseys Online Cheap NBA Jerseys Cheap MLB Jerseys China Wholesale Soccer Jerseys China Wholesale NHL Hockey Jerseys