Gildenbeschreibung » very closely at credit-card

em say something. Then move everyone to a cramped area and make them repeatedly say cheese. If possible Womens Malik Hooker Jersey , put a bright light in their eyes or put them outside in the sunniest place you can find. Make the parents feel guilty for their kids that won't stand still and film their anger and frustration.

After that, hope everyone slouches down in a couch with a beer or too much dinner to watch a football game on TV. Stand over them like a regal king and shoot down on them making them look as slovenly as possible. If you block their view of the TV, maybe one of them will stick his tongue out, curse you or give you the finger, all of which you can happily record for future generations. One of my favorite shots occurs when you burst into a bathroom while someone is sitting on the pot. Wake someone up who is taking a nap. With luck you can so invade someone's territory while they are having a serious discussion that they will stick the palm of their hand out to block your lens just like a good communist policeman might have as he was beating up on a kid.


Find the fat people and film them to show off their large stomachs. Find the old and shriveled people and go in tight on their bad skin. If one of the kids is a bully, film him persecuting his younger siblings. Capture whining and temper tantrums if possible. Pray for a big family argument that you can film surreptitiously.


That's just a few suggestions how to make people look awful -- it's very easy to do Womens Darius Leonard Jersey , and most subjects will rise to the occasion without much prompting. In fact, if you are not careful, you will accidentally capture lots of such footage without really trying. We see it all the time at our shop.


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That's all for now. This is a work in progress and I've put the rough version up on the web hoping for some feedback. If there's interest, maybe that will spur me on to finish it up.


You already know a lot about credit cards. You’ve heard that consumer debt in this country-particularly credit-card debt-is at an all-time high, while our savings rate is lower than ever before. You realize that the boom in online shopping Womens Andrew Luck Jersey , with its absolute dependence on credit cards, is further fueling their use. You are well aware that running a balance on your plastic-and paying the unconscionable interest rates that come with it-is one of our most basic and extensive financial blunders. And you suspect that the sheer volume of direct-mail credit-card solicitations with low teaser rates must be devastating the forests of northern Idaho.


Still, credit cards are a fact of 21st century life, and it only makes sense to understand how to use them wisely. While it’s expediently impractical to keep all plastic out of your wallet, it is canny to limit the number of cards you have, and Womens Peyton Manning Jersey , of course, to pay all balances in full every month. Indeed, having only a traditional American Express card, which doesn’t allow you to carry a balance, can be an excellent way to impose fiscal discipline on you and your family-although, as the Visa ads point out Khari Willis Jersey , not everyone accepts American Express. For the rest of us, who do occasionally dabble in credit-card debt, here are a few ways to keep your habit under control.


1. Take of frequent-flier programs tied to credit cards, but keep in mind that interest payments on a high balance can quickly turn “free” flights into horribly expensive ones. At a dollar per mile, running up a debt of 25,000 may get you a plane ticket Bobby Okereke Jersey , but it will also saddle you with $4,500 in yearly interest payments, assuming an 18% annual rate.


2. Look very closely at credit-card offers before you bite. Definitely, most of those 2.99% and 3.99% rates will be in effect for only a few months. But there may be other catches as well. Making a late payment, even if it arrives only a day after it was due, may immediately trigger a permanent rate hike. Also Parris Campbell Jersey , low initial rates sometimes apply only to transferred balances, and you could get charged a fee for making the transfer. Check, too, to see whether there is an annual fee, or charges for exceeding your credit limit or even for closing an account.


3. Avoid marvelous grace-period tricks. What you’re looking for is a provision that says you’ll never be charged interest as long as you pay your bill in full by the due date. But some cards hav